Saving Plans
HDFC Life Sampoorn Samridhi Plus
101N102V05
Sampoorn Samridhi Plus is a Non-Linked, Participating Life insurance plan with two key elements of Savings and Protection.
Key Features
- Min Premium: Rs 12000/- Year & Rs 1000/- month & No limit on upper amount
- Term for premium payment: Policy Term less 5 years
- Policy Term: Minimum 15 years to maximum 40 years
- Age at entry: Min 30 days till max 60 Years
- Age at Maturity: 18 years to max 75 years
Key Benefits
- Under endowment with whole life plan - Flexibility to opt for life cover up to the age of 100 years
- Policy value increases as Guaranteed Additions and bonuses are announced
- Maturity benefit includes Sum Assured, Guaranteed Additions, Reversionary bonus and Interim Bonus (as declared)
HDFC Life Super Income Plan
101N098V05
HDFC Life Super Income is a non-Linked, participating Money Back Life insurance plan. It offers guaranteed income for a period of 8 to 15 years. It also offers an opportunity to participate in the profits of participating fund of the company by way of bonuses.
Key Features
- Single Pay or Annual Min Premium: Min. 24,000/-
- No limit on max. premium amount
- Limited Premium Payment: 8 Options available
- Single premium Payment option
- Term: 15 years to 27 years
- Minimum Age at entry -
- Min 30 days (for policy term greater than or equal to 18 years)
- Min 18 years minus Policy Term (for policy term less than 18 years)
- Age at Maturity: Min 18 years to max 75 years
Key Benefits
- Annual Survival benefits 8% to 12.5% of Sum assured
- Simple Reversionary Bonus (expressed as percentage of the Sum Assured on Maturity) declared every year
- Terminal Bonus may be paid provided all due premiums are paid
- Death Benefit - Sum Assured on Death + Accrued Reversionary Bonus (if declared) + Interim Bonus (if any) + Terminal Bonus (if declared)
- The policyholder has an option to receive the future payouts monthly instead of yearly.
