Pension Plans
HDFC Life Guaranteed Pension Plan
101N092V07
A non-linked non-participating pension plan offering ‘Guaranteed Additions’ of 3% of sum assured on vesting that get accrued for each completed policy year. Inbuilt is ‘Guaranteed death benefit’ equal to total premiums paid to date accumulated at 6% per annum.
Key Features
- Minimum Premium: Rs 24000/- Year and Rs 2000/- month
- Maximum Premium: No Limit
- Term for Regular premium payment: Min 5 years & Max 12 years
- Policy Term: Minimum 8 years to maximum 30 years
- Age at entry: Min 35 years till Maximum 70 Years
- Age at Vesting: Min 55 and Maximum 80 years
Key Benefits
- Receive Guaranteed Returns and regular income upon vesting
- Multiple Premium Paying terms
HDFC Life Personal Pension Plus
101N091V04
A Non-linked Participating Pension plan with assured benefit equals to 101% of total premiums paid to date on death or at vesting.
Key Features
- Minimum Premium – Rs 24000/- Year & Rs 2000/- month
- Maximum Premium: No Limit
- Term for Regular premium payment: Equals to policy term
- Policy Term: Minimum 10 years to maximum 40 years
- Age at entry: Min 18 years till Maximum 65 Years
- Age at Vesting: - Min 55 and Maximum 75 years
Key Benefits
- Guaranteed Returns
- Accumulation of reversionary, Interim and terminal bonuses (if declared) in the maturity value.
